by Paul Langley (2008)
In the US and the UK saving and borrowing routines have changed radically. Consumer borrowing has risen dramatically, there have been upheavals in pensions, crises of sub-prime mortgages, and an increased popularity of mutual funds. This book is an contribution to the social scientific debates about these issues and contemporary finance.
Eric Baskind
'Commercial Law' offers a fresh and stimulating account of the subject, thereby helping students better understand this important area of law. It provides thorough coverage of all key aspects of the syllabus, including the law of agency, the sale of goods, international trade, methods of payment, finance and security.
Jake Halpern
"A trip to the underworld of debt collection, where bankers team up with ex-burglars and few rules apply Bad Paper is a riveting expose;, a moving story of an unlikely friendship, and a gritty narrative of how scrappy entrepreneurs profit from our debts. Jake Halpern introduces us to a former banking executive and a former armed robber who become partners and go in quest of "paper"--the uncollected debts that are sold off by banks for pennies on the dollar. As Halpern shows, the world of consumer debt collection is a wild and unregulated shadowland, where operators may misrepresent a debtor's situation, make illegal threats, and even lay claim to debts that are not theirs to collect in the first place. It is a realm of indelible individuals who possess a swagger and vocabulary that even David Mamet could not invent. Halpern follows his collectors as they intimidate competitors with weapons, manage high-pressure call centers, and scheme new ways to benefit from American's debt-industrial complex. He also explores the history of collection agencies and reveals the human cost of a system that leaves hardworking Americans with little opportunity to retire their debts in a reasonable way. The result is a bravura work of storytelling that is also an important consciousness-raiser"-- "Frequent New Yorker contributor Jake Halpern investigates the shadowy, unregulated world of consumer debt collection, focusing on an unlikely friendship between a former banking executive and former armed robber who go in search of "paper," spreadsheets of uncollected debt sold off by banks for pennies on the dollar"--
Gerry Stoker
"One of the key trends in public administration in the 1970s and 1980s was the growing influence of a variety of 'New Management' theories. Drawing together research findings from the ESRC Local Governance Programme, The New Management of British Local Governance provides an overarching assessment of the impact of the New Public Management informed by in-depth analysis of the implementation of a range of initiatives in a wide variety of contexts." "This book will be essential reading for all concerned with the management and reform of British local government."--BOOK JACKET.
K. S. Hasan
This book, one of a series of guides to foreign banking systems, has been produced to present a concise account of the banking system currently operating in India, a two-tier system that has evolved from the joint influences of the traditional and English patterns. It is based on a German text written by Dr. Khaja Shoeb Hasan and translated in English by Roy North. It commences with an outline of the origins and develolpment of the Indian banking system and describes its economic background, legal framework and particular features. The Reserve Bank of India, its functions and its central role in controlling the financial and credit sectors is described, as are the functions of the commercial banks and their nationalisation. The various credit institutions concerned with raising finance for agriculture and industry are also discussed. Official statistics including those of the Reserve Bank of India have been culled from primary sources and are extensively quoted throughout the book.