Un monde sans crédit?

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Steve Weisman

The world of credit is fraught with peril. First, there's the enormous and growing risk of identity theft, which victimized nearly 10 million Americans in 2003 alone. But the quieter risks are just as real: inaccurate credit reports that drive up your interest rates or prevent you from getting loans, fine print in credit agreements that can cost you hundreds or even thousands of dollars, 'credit repair' services that only make matters worse. In 25 Ways to Protect Your Identity and Your Credit, consumer finance expert and nationally syndicated radio host Steve Weisman tells you exactly what to watch out for, and how to keep credit disasters from happening to you. Writing in plain English, Weisman reveals how criminals gain access to your credit, bank, or brokerage accounts, open new accounts and take out loans in your name, and how to use the law, technology, and common sense to protect yourself. You'll learn how to recognize 'phishing' scams and dishonest credit counselors, how to understand and eliminate the hidden costs of credit, and much more. Weisman's checklists tell you what to do right now, before you're victimized. And if you've already been attacked, Weisman presents step-by-step techniques, form letters, and affidavits you can use to help restore your credit -- and your good name.

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Johanna Niemi, Iain Ramsay and William C. Whitford

After a long period of prosperity and steady economic growth, the world's leading economies are now in crisis, and although there will be debate about its origins, the scale and seriousness of the crisis is in no doubt. There is also no doubt that excessive amounts of consumer credit, allied to a weak understanding of how globalised credit markets might react to a crisis, have played a significant part. This book, which is primarily about credit, debt and the trouble they have led to, is written by authors who have specialised in researching into over-indebtedness, that is, situations in which an individual's debt burden has become overwhelming. For these authors the plight of individuals is a primary concern, but the wider issue is how credit is used and how it changes societies. The essays in this volume, addressing topics which are fundamental to our understanding of the current crisis, range widely across the whole sector of consumer finance, including mortgages, 'credit-binges', the regulation of consumer lending, insolvency, repayment plans, debt counselling and much more besides. The conclusions drawn from the book are equally wide-ranging, but above all the lesson learned from these essays is that the financialisation of contemporary life ensures that issues of the appropriate role of credit remain of critical importance in society

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K. S. Hasan

This book, one of a series of guides to foreign banking systems, has been produced to present a concise account of the banking system currently operating in India, a two-tier system that has evolved from the joint influences of the traditional and English patterns. It is based on a German text written by Dr. Khaja Shoeb Hasan and translated in English by Roy North. It commences with an outline of the origins and develolpment of the Indian banking system and describes its economic background, legal framework and particular features. The Reserve Bank of India, its functions and its central role in controlling the financial and credit sectors is described, as are the functions of the commercial banks and their nationalisation. The various credit institutions concerned with raising finance for agriculture and industry are also discussed. Official statistics including those of the Reserve Bank of India have been culled from primary sources and are extensively quoted throughout the book.

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Henry Cabot Lodge

Added title-pages, engraved."The collector's Federal edition of the Works of Alexander Hamilton is limited to six hundred signed and numbered sets."First edition (500 copies) in 9 vols., published 1885-86. "Bibliography of the 'Federalist'": v. 11, p. xxxi-xl.